Kaitatari Moni Taurewa Matamua Senior Credit Analyst

About Z
Z has a clear purpose: Powering better journeys, today and tomorrow. As one of New Zealand's largest transport energy companies, we have a commitment to delivering safe, secure, and reliable transport energy - with the opportunity to deliver new journeys, with new energy solutions in a changing world.

We are proud to be the Kiwi contingent of Ampol, an independent Trans-Tasman energy company, with trading offices across the globe, which are united behind our shared purpose. While many of the challenges and opportunities we face go beyond national boundaries, together we have the scale, influence, and capability to deliver for our customers, communities, and our people.

About the Finance team
The Finance Operations Team is made up of four key areas - Accounts Payable, Credit and Accounts Receivable, Purchasing and Financial Risk/Treasury support. We are responsible for managing the financial transactions that flow in and out of Z. Our Credit team are responsible for assessing creditworthiness of new and existing customers, receipting daily payments and collection action on any unpaid accounts.

About the role

In this newly created role you will work within our Credit & Accounts Receivable team, acting in a senior position working closely with our customers and the Team Lead. In this changeable and fast paced environment your credit knowledge and commercial acumen will be well utilised across a broad range of Z customers.

If you are keen to bring your credit and risk experience to a commercial environment and step into a hardworking and passionate team lets korero!

You will have the opportunity to:

• Conduct detailed financial and credit risk analysis to assess opportunities and provide sound credit recommendations
• Prepare and present high-quality credit submissions, risk assessments and portfolio reviews to support decision-making
• Monitor and manage existing credit exposures, identify emerging risks and recommending mitigation strategies
• Partner with Head of Department at Z to ensure credit activities are compliant while supporting business growth
• Review, refresh and make recommendations on Z Credit Policy
• Compile monthly and ad-hoc reports for the credit function and assist with preparation of financial month end credit processes
• Use your commercial knowledge to partner with existing and prospective clients

What you'll bring to Z

• Strong credit experience with a focus on risk assessment along with a deep understanding of the fundamentals of assessing credit risk
• Sound general financial knowledge to assess statements and make recommendations
• Experience in complex, commercial environments with excellent business acumen
• Good knowledge of the economic landscape and the ability to see emerging risks
• A strong focus on continuous and process improvement
• Excellent communication skills to work with a range of stakeholders, support the team, lead meetings and liaise directly with clients

And of course, you'll be passionate about what matters to Z, embracing and living our values to help us deliver on our aspirations and broader commitment to Aotearoa New Zealand.

Don't meet every single requirement? At Z we are dedicated to building a diverse, inclusive and authentic workplace, so if you're excited about this role but your past experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles.

What we can offer you

• A competitive remuneration package including short-term incentive plan, medical insurance and an enhanced employer contribution for KiwiSaver
• Generous leave provisions including sick leave, wellbeing leave, parental leave benefits and the option to buy additional leave
• The balance of hybrid working, enjoy some of your week at home and some in our welcoming office space
• Access to Z's Benefits & Recognition platform providing you access to retail discounts and cashbacks at over 150+ retailers in Aotearoa New Zealand that assist with everyday living expenses
• The opportunity to contribute and be part of a supportive team that is here to make a difference
• A chance to build your own capability through learning from some of the industry's most knowledgeable people who have a desire to share their insights along with access to upskilling opportunities and career development across the organisation
• Two days a year to do Good in your Hood, though our volunteering scheme, a chance for you to help others in your community in a meaningful way to you

The base salary range for this role is $95,300 to $112,150 per annum; we also offer a 5% KiwiSaver employer contribution.

Why Z?

Z has always been a proud Kiwi company. We're aspirational for our future, confident of our role in Aotearoa New Zealand's success and deeply loyal to our customers, communities and people.

At Z we focus on achieving extraordinary outcomes by setting the appropriate context, rather than by telling our people what to do. By doing this, high performing and talented people deliver better results and are more personally fulfilled.

We're distinctive in our approach and if you're up for a challenge, we'd love you to be part of it. If Z sounds like a place you believe you can add value and grow your own capability, then make sure you read Our Why. This is our founding document and provides further insights in what it means to part of the Z whanau.

If Z feels like a good match for your head and your heart, come join us for one heck of a journey!

Whakauru | Apply

Please include a cover letter in your application, telling us why you're a great fit for Z.

Applications close: Sunday 28th June 2026

Please note that we may begin shortlisting as we receive applications. We encourage early applications as we may withdraw the advertising at any time.

To be considered for this position you must have the legal right to live and work in New Zealand.

We care deeply for our people while pushing them to achieve their best as individuals and collectively as an organisation. Our flexible working approach and Rainbow Tick and Gender Tick accreditations - backed by our strong Group values, Whakatika Move as One, Whakaora Make it Happen, Whakamana Make it Count - have created an open and inclusive workplace that promotes personal development and is underpinned by a desire for our people and our communities to succeed.

One of the things we stand for at Z is Diversity & Inclusion. It is our belief that having a diverse workforce make it possible for our people to truly be themselves and deliver on our aspirations for Z.