Lending Analyst

Role Overview Lending Analyst – A meaningful next step in your banking career. If you’re looking to grow your influence and deepen your credit expertise, this Lending Analyst role offers the chance to work with more complex lending scenarios, strengthen your analytical capability, and play a key part in shaping customer outcomes. You’ll support frontline teams with high‑quality assessments, exercise sound judgement, and contribute to the exceptional service the organisation is known for. You’ll be joining a collaborative, high‑performing credit team that’s committed to developing your skills and supporting your long‑term career growth. What you’ll gain Greater responsibility in assessing and recommending lending outcomes Exposure to more complex Consumer and SME applications Broader analytical experience across multiple credit portfolios Increased visibility and collaboration across teams Opportunities to demonstrate judgement, critical thinking, and customer focus Clear pathways into senior credit, risk, and leadership roles What you’ll bring Lending experience and understanding of end‑to‑end credit processes Knowledge of CCCFA and relevant financial legislation Forming balanced, well‑reasoned Consumer and SME credit recommendations Analysing financial information and identifying key risks Clear, concise written and verbal communication Strong attention to detail and confident negotiation skills You’re someone who communicates clearly, builds rapport quickly, and enjoys working through challenging scenarios. You may currently be in lending, customer support, business banking, or motor finance, but you’re ready for a role where your analytical capability and decision support make a tangible impact. You thrive in fast‑moving environments, stay calm under pressure, and think logically when faced with competing priorities. Some of our perks include employee banking benefits, an excellent insurance package, flexible working options, sports teams (touch, netball and football), and Friday night pizzas and drinks! Diversity & Inclusion At Heartland, we’re proud to celebrate the many characteristics that make each of us different. We are committed to improving the inclusiveness of our workplace, enabling our people to be authentic, and helping us better understand and respond to our customers. We’re a Living Wage Employer, a Hearing Accredited Workplace, and have the Rainbow Tick. We’re committed to creating a culture of inclusivity that celebrates our diverse backgrounds and supports the wellbeing of our people. #J-18808-Ljbffr