Credit Assessor - NZ

At Pepper Money, we’re dedicated to helping people succeed, whether it’s buying a family home, a dream car, developing professionally, or growing their business. We’ve become one of the largest, most trusted, and award‑winning non‑bank lenders in Australia and New Zealand. Over our 26 years, we’ve achieved a lot, but our proudest accomplishment is helping over half a million customers reach their goals with our ever‑expanding lending options. The Role As a Credit Assessor at Pepper, you’ll play a key role in helping customers move forward with confidence. You’ll assess applications in line with our credit policies, balancing sound decision‑making with a strong focus on accuracy, compliance and customer experience. You’ll be trusted to make thoughtful credit decisions, work collaboratively with stakeholders, and ensure every application is handled with care and professionalism. Credit Assessment: Review and assess applications in line with Pepper’s credit policies and process standards, applying sound judgement and attention to detail. Documentation Management: Collect, review and organise all required documentation, ensuring records are clear, complete and easy to access. Customer Service: Deliver a consistently high level of service to internal and external stakeholders, responding promptly and communicating clearly throughout the process. About you You’re a confident, commercially minded credit professional who takes pride in making balanced decisions and delivering great outcomes for customers. Underwriting Experience: A proven background in flexible, responsible credit assessment, with the ability to make well reasoned decisions. Communication Skills: Strong written and verbal communication, with a focus on accuracy, timeliness and professionalism. Regulatory Knowledge: A solid understanding of the lending regulatory environment, and a commitment to doing the right thing. At Pepper Money, collaboration is just as vital as your skills. Our values are the heartbeat of our success, driving everything we do: Can Do: We think outside the box and harness the power of teamwork to achieve the extraordinary. Balanced: We set our customers up for success, crafting win‑win outcomes that are both human and profitable. Real: We keep it honest and respect everyone, building genuine connections. At Pepper, we're dedicated to making this a fantastic place to work and supporting you every step of the way. Enjoy a values‑driven, diverse environment with a leadership team that inspires success and a culture that rewards excellence. We're always finding new ways to make Pepper a place for everyone: Development: a full suite of development opportunities and a great team to learn from. Recognition: Celebrate efforts with our Spice Reward and Recognition Program and diversity through our DE&I initiatives. Flexibility: Embrace our hybrid working model, flexible parental leave policies and volunteer leave. Staff rates: Staff rates for both home and car loans. Referral Bonus: Earn $2000 for referring great people. If this role sounds like it’s for you and you have experience in tackling some of the day‑to‑day tasks, we want to hear from you. Pepper is proud of our inclusive and diverse workplace that we have built over the last 26 years. Diversity is embedded in our people practices, the way we communicate and connect with each other, and it is recognised throughout our values. #J-18808-Ljbffr