Operations and Settlement Consultant

China Construction Bank – Auckland, North Island About China Construction Bank (CCB) & China Construction Bank New Zealand (CCB NZ) China Construction Bank Corporation (CCB), headquartered in Beijing, is a leading large-scale commercial bank in China. Its predecessor, China Construction Bank, was established in October 1954. It was listed on the Hong Kong Stock Exchange in October 2005 (stock code: 939) and the Shanghai Stock Exchange in September 2007 (stock code: 601939). The Group ranks second among global banks by Tier 1 capital. The Bank provides customers with comprehensive financial services. With 15,000 banking outlets and 350,000 staff members, the Bank serves hundreds of millions of personal and corporate customers. The Bank has subsidiaries in various sectors, including fund management, financial leasing, trust, insurance, futures, pension, and investment banking, and has more than 200 overseas entities covering 31 countries and regions. China Construction Bank has operated in New Zealand since 2014. CCB operates via both a wholly owned subsidiary (CCB NZ Ltd) and a Branch (CCB NZ Branch). CCB NZ runs a wholesale and retail banking business, offering integrated and high quality financial services including corporate and commercial loans, home loans, trade finance & FX, Treasury facilities and other financial services for cross-border transactions for Chinese and New Zealand enterprise. We are seeking a talented Operations and Settlement Consultant to join and support the CCB NZ Operations Team. Job Description & Responsibilities Undertake Treasury settlement and operations, including FX, Money Market, Bonds, and Derivatives. Work closely with the Treasury team to monitor cash movements, branch liquidity across Nostro accounts, and funding requirements. Manage the opening, maintenance, and reconciliation of Nostro, Vostro, and custodian accounts. Oversee customer deposits, payments, clearing, SWIFT message investigations, and daily reconciliations. Contribute to the development and enhancement of SWIFT, payment, and clearing systems (e.g., MX format, NZD/RMB clearing). Process and provide operational and settlement support for Retail Home Loans, Commercial/Wholesale Loans, and Trade Finance (including related fees). Respond promptly and professionally to requests and inquiries from customers, counterparties, and internal teams. Identify and resolve operational issues efficiently, escalating them promptly to the Section Head and/or relevant departments. Collaborate with industry bodies, internal teams, Head Office (Beijing), overseas branches, and the CCB Fintech company on system testing, data analysis, reporting, new product launches, process improvements, and COB (Continuity of Business) / BCP testing. Ensure all transactions and reports are processed and settled accurately and in a timely manner. Implement operational and settlement policies to ensure accuracy and departmental efficiency. Develop and maintain standard operating procedures (SOPs) for various products to optimize daily workflows. Participate in ad-hoc projects as and when required. Key Requirements Experience: Three or more years of settlement, clearing, and payment experience within the banking/financial services industry, particularly in back-office operations. Education: A university degree, preferably in Business or Finance (preferred but not mandatory). Industry Knowledge: Strong working knowledge of retail and wholesale payment systems operating in New Zealand, including SWIFT, RTGS, CLS, NClear, SBI, and SCP. Technical Skills: Sound knowledge of settlement and clearing (particularly RMB and NZD clearing), SWIFT, and the MX format (ISO 20022). Account Management: Good knowledge of Nostro, Vostro, and custodian accounts is a distinct advantage. Industry Representation: Ability to represent CCB NZ on Payments NZ industry committees. Adaptability: Ability to quickly master new systems, products, and operational workflows. Core Skills: Excellent time management skills with a proven ability to meet strict deadlines and SLAs. Resilience: Comfortable thriving in a fast-paced, high-pressure work environment. Teamwork: Ability to work both autonomously and collaboratively within a team, backed by strong problem-solving skills. Asset Class Expertise: Experience in Trade Finance, Home Loan, and Commercial Loan settlements is highly advantageous. Language Proficiency: Fluency in written and spoken English and Chinese is essential for effective communication with Head Office and overseas branches. Why Join CCBNZ? At China Construction Bank New Zealand, we offer a professional and supportive environment where you can build a meaningful career. We invest in our people through comprehensive benefits, practical development opportunities, and a collaborative workplace culture. Global Exposure & Professional Growth Professional development funding and comprehensive support for role-related qualifications. Access to global e-learning platforms, industry courses, and potential overseas training opportunities. Opportunities to engage with corporate clients and cross-border projects that contribute to the New Zealand economy. Comprehensive medical insurance, with options to extend coverage and discounts to your family. Ongoing wellness support for your physical and mental well-being, featuring a confidential Employee Assistance Programme (EAP), annual flu vaccinations, and other health initiatives. Financial & Lifestyle Perks: Competitive remuneration (Living Wage Accredited) and an array of staff benefits. Community & Recognition: An active social committee, daily refreshments, team sports, and recognition programmes designed to reward great work. Multicultural Celebrations: An inclusive environment featuring festival bonuses to celebrate both New Zealand and Chinese cultural milestones. You must have the right to live and work permanently in New Zealand for this role. #J-18808-Ljbffr