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Posted 06 August, 2026

Product Owner - Digital Credit Cards (Short-Term Borrowing) - Lend and Protect Tribe

ASB Bank
Auckland, AUK, NZ Full Time
Reference: 2fcacec17f793373

Job Description

Product Owner - Digital Credit Cards (Short-Term Borrowing) - Lend and Protect Tribe Product Owner - Digital Credit Cards (Shot-Term Borrowing) Help create the next generation of digital credit card experiences at ASB This is a rare opportunity to join at the beginning of a significant growth journey and help build customer experiences from the ground up. As Product Owner - Digital Credit Cards, you’ll shape how customers discover, apply for and access credit card products through ASB’s digital channels. You’ll work at the intersection of customer experience, technology and business outcomes, helping create simple, safe and intuitive digital journeys that support the future of lending at ASB. About NextLend NextLend is ASB’s next-generation lending platform, supporting home lending, broker lending and a growing range of short-term borrowing products. We’re modernising how lending is delivered, creating simpler, safer and more intuitive experiences for both customers and our frontline teams. As NextLend continues to grow, it is becoming the single lending platform supporting personal banking customers across ASB. It’s an exciting time to join, with the team expanding and the platform playing an increasingly important role in how we deliver great lending experiences. About the Squad The Digital Credit Card squad is a newly established team focused on creating ASB’s future digital credit card application experience. This is a genuine build opportunity. You’ll help shape new customer journeys, digital experiences and product capabilities from the ground up. Working alongside design, engineering and business stakeholders, you’ll help create seamless digital experiences that make applying for and managing credit cards easier for our customers. About the Role As Product Owner, you’ll define and drive the roadmap for your squad, balancing customer needs, business priorities and technology outcomes. You’ll lead discovery, shape priorities and partner closely with engineering teams to deliver meaningful customer value. Key responsibilities include: Define, own and communicate the squad roadmap Prioritise work to maximise customer, business and technology outcomes Lead discovery, experimentation and validation activities Maintain a healthy, prioritised and delivery-ready backlog Work closely with engineers, designers, delivery leads and business stakeholders Identify and manage delivery risks, dependencies and trade-offs Support effective squad delivery and continuous improvement Champion customer-focused, evidence-based decision making Ensure risk, compliance and operational considerations are built into delivery About You You’re an experienced Product Owner, Senior Digital Business Analyst, Delivery Lead or digital product professional who has built a career delivering technology-enabled outcomes. You understand how modern digital products are built and enjoy working closely with engineers, designers and business stakeholders to turn complex problems into clear priorities and delivered solutions. You’re comfortable in agile environments and know how to balance customer needs, business goals and technical delivery. Key skills and experience: Experience leading complex digital product, platform or customer journey delivery Strong experience working within agile technology teams Experience partnering closely with software engineers, designers and delivery teams Strong product discovery, roadmap and backlog management capability Experience balancing customer, business, risk and technology priorities Strong stakeholder engagement, communication and influencing skills Confidence making decisions in complex delivery environments Financial services, lending, cards or payments experience would be advantageous Why This Role Is Exciting This is one of the most strategic digital product opportunities within NextLend. You’ll be joining at the start of a major growth phase and will have the opportunity to influence how future credit card experiences are designed and delivered at ASB. Working for ASB At ASB, we’re committed to helping our people grow, develop and do their best work. You’ll be joining a supportive environment where your contribution is valued and your development matters. Benefits include: Flexible and hybrid ways of working Competitive salary and banking benefits Opportunities for learning, development and career growth Health, wellbeing and lifestyle benefits A supportive and inclusive team culture The opportunity to work on products and experiences used by New Zealanders every day To serve a diverse community, we need a diverse organisation. We encourage applicants from allbackgrounds who bring unique perspectives and thinking styles that add to the culture andperformance of our team. #J-18808-Ljbffr

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