Underwriter

Helping people is at the core of who we are. As Australia’s top non-bank lender, we’ve spent decades providing free-thinking and innovative loans and have assisted over 500,000 individuals in achieving financial stability. Our range of flexible, tailored products and our dedication to creating outstanding customer experiences are at the heart of what we do. We are a collaborative and vibrant community, driven by our core values. Our vision of leading the finance sector with innovative thinking is guided by FLAIR, our five key principles of being Fair, Learning, Accountable, Invested, and Resourceful. These values shape our perspective, interactions with customers, and relationships with one another. The Role We have an exciting opportunity for an Underwriter to join our New Zealand team. This role plays a critical part in delivering timely, consistent and responsible credit decisions while ensuring an exceptional experience for our mortgage adviser partners and customers. As an Underwriter, you will assess residential lending applications, apply sound credit judgement, and work closely with mortgage advisers and internal stakeholders to facilitate strong customer outcomes. You'll thrive in a fast-paced environment where attention to detail, risk awareness and customer service are equally important. What Your Day Might Look Like Assessing residential loan applications and making lending decisions in line with credit policies, procedures and delegated authority levels. Reviewing customer information, supporting documentation and risk factors to ensure quality credit outcomes. Building strong relationships with mortgage advisers and business partners by providing clear communication and exceptional service. Managing a pipeline of applications while meeting service standards and turnaround time expectations. Identifying and escalating applications that fall outside policy or require further review. Ensuring loan files are accurate, complete and compliant prior to settlement. Working collaboratively with colleagues across Credit, Operations and Sales to deliver positive customer outcomes. Contributing to continuous improvement initiatives and supporting a strong compliance and risk culture. About you Previous experience in mortgage lending, credit assessment, underwriting or financial services. Strong understanding of residential lending principles and credit risk assessment. Excellent analytical skills with the ability to make balanced and informed decisions. Exceptional attention to detail and commitment to maintaining high-quality work. Strong organisational skills and the ability to effectively manage competing priorities. Excellent verbal and written communication skills with the confidence to engage with mortgage advisers and stakeholders. A customer-focused mindset and a passion for delivering outstanding service. The ability to work collaboratively within a team while taking ownership of individual performance. A proactive approach to learning, problem-solving and continuous improvement. At Liberty, we take pride in fostering a workplace where everyone can bring their true authentic selves. Our free-thinking, diverse and inclusive culture is something we celebrate daily. We are deeply committed to gender equality, disability support, LGBTQIA+ inclusion, mental health awareness, and religious and cultural diversity. As we help people achieve financial stability, we also honor the contributions of Indigenous Australians, Torres Strait Islanders, and other cultural minority communities. Our dedication to diversity and inclusion extends throughout our workforce and community initiatives. We're proud to be recognized by Work180 and certified as a B Corporation. Being named Employer of the Year at the Women in Finance Awards in 2021 and 2023 and Employer of Choice Winner for 2023 at the Australian Business Awards, reflects our ongoing commitment to making Liberty the best place to work. We believe that beyond competitive financial rewards, it's the thoughtful, small touches that truly make a difference in supporting our team's needs and well-being.- we provide access to a large number of great benefits such as: Wellness perks including, gym subsidies, free counselling, flu vaccinations, health-checks, massages and private health We are social with monthly themed lunches and events, EOY and EOFY parties, and corporate casual dress Community groups such as our Internal Pride Network (LGBTQIA+), Women in Leadership, Green Stars (environmental enthusiasts!) and more An opportunity to give back to the community with our Lend-A-Hand initiatives Fantastic growth and career progression opportunities with access to online development courses There's more?! Yes we have coffee, daily fruit, lunch and constant snacks available anytime! Liberty is an equal opportunity employer. We encourage applications from all people, regardless of race, gender, religion, age, sexual orientation, gender identity or disability. Only shortlisted candidates will be contacted. #J-18808-Ljbffr